Portland Flat Fee - Portland For Sale By Owner - Oregon Flat fee - Oregon For Sale By Owner

Portland Metro Realtors
4575 SW Tucker Ave
Beaverton, OR 97005
Phone: 503-516-2648
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PMI vs FHA MIP

Although the insurance protection concept is similar, there are differences between private mortgage insurance and FHA mortgage insurance. FHA insurance is a government-administered mortgage insurance program that does have certain restrictions. FHA has maximum regional loan limits that are lower than those with private mortgage insurance. FHA may be more expensive, take longer to receive approval, and have fewer payment plan options. FHA insurance lasts for the life of the loan, unlike private mortgage insurance which is cancelable in most circumstances. FHA is a good choice for some borrowers with credit history problems that might need special assistance.

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